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Repayment with rewards points


You can now use your rewards points to repay your credit card balance. This new function is available in the client centre  and on the National Bank mobile application.

Sign in, select your credit card account and follow the easy step-by-step process.

Rewards can be used as follows:

Repayment with rewards points

no. of points required

repayment amount ($)

6,250 $25
12,500 $50
25,000 $100
125,000 $500
250,000 $1,000


Please note :

  • Repayment with rewards points will first be applied to your minimum payment;
  • Allow up to three (3) business days for the payment to go through and your rewards balance to be updated;
  • To make a repayment with points, you must be the primary cardholder of a National Bank credit card with a rewards plan*.

Questions? Visit our FAQ.

Certain conditions may apply. For more details, please refer to the Reward Program Rules.

Legal notice:

* The Platinum Business credit card does not offer repayment with rewards points.

* A request for repayment with rewards points is final and cannot be cancelled.